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So, to summarize if I've got this right, you have a 3+ year old boat that is falling apart. Presumably because it was not manufactured properly (vs. abused)
-You had it surveyed and it was given a clean bill of health prior to the purchase.
-You obtained written correspondence from that warrantor prior to the sale that the warranty is transferable to you.
-You haven't read the warranty and it seems that it does not cover the transom issue. BTW, it's not a matter of what you think should be covered, it only matters what the document says, like an insurance contract.
It seems that if the warrantee does not cover the issue, you may have recourse against the surveyor, who happens to be the same as the manufacturer.
Why hasn't this been turned over to a lawyer?
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They, Both Bass Pro Shop/Tracker Marine, have said the damage was not caused by abuse. Of course now they are saying there is no damage.
How can you get an estimate of $21,000 if nothing is broken?
The written statments of warranty came after I bought the boat. I transferred the extended warranty after I bought the boat.
The boat was not surveyed per say only inspected before I bought it.
The extended warranty only says "hull and stringers" with no definition of what a hull is...that is why I e-mailed them yesterday to define what they consider a hull to be. I had them send me the paper work with the fine print on it and it still doesn't say what a hull is. The transom is not excluded in the area were it lists exclusions.
Plain and simple they are trying to wiggle out of standing behind a product that was not manufactured properly.
I am actively seeking a lawyer now.