Ed, The xc90 is only rated to tow 3500. When I haul in or out the ramp is only a few miles from my home. She towes fine the little 5cyl turbo has plenty of torque and the disk brakes stop well. If the ramp has loose dirt it can be tough but otherwise I have had no troubles at all. I wouldn't feel comfortable taking it more than 20 miles max. When I first got the SC in '97 I had a toyota tacoma 4cyl picup. I used the bumper ball setup which was only rated for 2000lbs. It was alot slower but I never had a problem. Would not do that again!
