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As others have said...check the scuppers and see if you're taking on water. Keep in mind fuel load...cooler location (usually on is under the helm seat which is fairly far back in the 20)...loaded with ice, drinks, fuel, buddies...you might take a little water though the back...but IMO, a little water at rest under these conditions is not bad, just something that may happen with a bunch of weight in the stern. Hey, on the other hand, a 225 on that boat should lift the thing high enough to keep the drain plug dry!