Re: Where do you insure your boat???
Get "agreed value" coverage your premium will be based on that $ value. otherwise if an incedent occurs the ins. co. will depreciate everything they can. If for instance you obtain agreed value coverage on the whole rig, boat, motor trailer, electronics etc. for 20k and it all gets stolen, sunk , wrecked... the ins. co cuts you a check for 20K no dickering about this or that. It may be a good idea to Base your Agreed value coverage amount on what it may cost to replace what you have.
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