Re: boat insurance
State Farm. '72 Seafari w/ 2006 Mercury Optimax.
BUC values: hull $4700, Motor $6100, kicker motor $250, equipment $1050, trailer $900, TOTAL BUC VALUE as of 5/1/08 = $12,900
Insurance Agreed Value for boat & equipment $12,500
$356.74 per year. $29.72 per month
Hull Deductible: $250
Boating Liability coverage: $100,000/$300,000
Fuel and Other Spill Liability : $500,000/$1,000,000
Medical Payments : $5,000.00 each person
Boat Trailer coverage: $2,500
Trailer Deductible : $100.00
Personal Effects coverage: $1,000
Personal Effects Deductible: $100
Uninsured/Underinsured Boater Protection: $100,000 (includes medical)
Commercial Towing Assistance - declined (would have cost addl $180 per year and I have SeaTow)
__________________
Common Sense is learning from your mistakes. Wisdom is learning from the other guy's mistakes.
Fr. Frank says:
Jesus liked fishing, too. He even walked on water to get to the boat!
Currently without a SeaCraft 
(2) Pompano 12' fishing kayaks
'73 Cobia 18' prototype "Casting Skiff", 70hp Mercury
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