[GradySailfish]

You're right about the system being broken and about how even if you have insurance your still at a risk of being bankrupted. Just because you have insruance doesn't meant that company will pay all the claims submitted. Bushwakcer stated.

Case in point; my mother and her cancer treatments. She was diagnosed with Stage IV Liposarcoma. A very, very rare cancer and unfortunately one that doesn't manifest symptoms until its late in the game. Anyway, the insurance company was a "good company" and quite large, but they refused to give her any other treatments other then a particularly taxing form of chemo or hospice care to "make her comfortable" In the meantime we found out about different treatment options that would have prolonged life or possibly sent the cancer to remission.........they refused to cover those treatments stating that in their medical officer's opinion she is not likely to survive the next 6 months (and they literally told me that).

Anyway, although I cured the greater powers for giving her that disease I thank them for how she passed. Before her she suffered, before she went through any chemo she died in her sleep in her own bed.

There's no guaranteed way of making sure the insurance companies will do as they promise because of deregulation of the industry over the past few years. We can only hope the government will step in and restrict how these companies are abusing us.