I am not sure what the deal is but I have over 3x that amount of coverage on my new 1977 (agreed hull value) and the annual fee is about the same. I dont see any restrictions on my policy for usage besides commercial.
Sorry I steered you in the wrong direction. Maybe it is cheaper in Michigan? I did have a very recent PDF file of the appraisal/survey I had done when I bought it.
Maybe there was some sort of misunderstanding?
I don't know too much about insurance except that I hate the premiums and I hope I never have a claim!
Sorry it didnt work out for you...i assumed it would be similar coverage/price etc or I wouldnt have mentioned it at all
Steve
