Like Mike said, going to the sandbar should present no problem a stern anchor couldn't handle, especially in relatively clear S. Florida water. I'd be more concerned with how much time you expect to spend messing about in shallow water. Lots of that where you are and some of it is hard bottom. The shallow heads off Elliot Key don't mix well with inboard props. Offshore, an inboard will really shine, but where do you expect to be?
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