Being that your on the lake I would look for a Moesly SeaCraft Bowrider 19. A bowrider like Carla and Skips would be the shizzle and they do turn up somewhat cheap down south. I even found one in Wisconsin but I think one of these bums beat me to it.
http://www.moeslyseacraft.com/upload...9-brochure.jpg
If you can get your hands on that Sceptre that would be awesome for family and friends. I would not remove the cuddy. Maybe the windshield, but that cuddy is sweet for many reasons. The cockpit is like a soccer field... keep the cuddy, if you go that route. Teens love 'em, moms love 'em, babies love 'em, women love 'em....