Just my .02 -
You can certainly turn the boat into whatever you want it to be, IF you have the time, money, and desire.
My opinion - if you want a bay boat, get yourself a bay boat. Unless you dive in with both feet, you'll always be knit picking things with the Seacraft that you don't like or want to change. The only way to solve that would be to tear it completely down and build it back the way you want it or to just get the boat you really want from the start.
I've always thought the consoles were too big in the 20's. Others don't think so. I put a taller, narrower console in mine without the front seat and it certainly gives more room. Likewise, i have the smallest leaning post possible to allow 2 people to sit comfortably to open the rear of the boat up some, and it certainly helps. I have no T-Top on mine and it's a delight to fish 2-3 guys.
With a 7'6" beam, it certainly feels narrow compared to some of todays standards. Some 20 - 21 foot boats have an 8'6" beam. However, alot of thought goes into the design of boat and the length to beam ratio has a part in the way the boat rides. Plain and simple, the 20 Seacraft is a small 20 no matter how you spin it.
As far as getting shallow, you can consider a jack plate but again i wouldn't go throwing money at something if deep down i wanted something else.
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