I've used Honey Teak which is fairly good but heavily pigmented and darker than I like, plus it doesn't hold up as well as Epifanes Wood Finish Gloss, which was rated most durable by PowerBoat reports and numerous wood working forums. I believe the key to durability is 7+ coats of Epifanes, and then invest in a boat cover! You'll get 5-6+ years out of it that way, even in S. Fla!
I tried all the various oils in the 43 years I've owned my boat, including Deks Olje No. 1 + 2. The problem with them is that the oils oxidize and turn dark in just a couple of months even if covered. The 2-part teak cleaners are very aggressive and really destroy the soft grain of the wood, so once you've sanded it smooth, either leave it natural and scrub it often with a mild detergent or use a good varnish to protect it.
The problem I have with the epoxy + urethane or varnish approach is that, as mentioned above, epoxy has no UV inhibitors in it. It needs something over it to keep it from turning white. Unless you frequently renew the protective varnish, you have no way of knowing when the UV protection is gone, and this is a big problem with the strong UV we have in S. Florida! I've heard stories of the topcoated epoxy looking fine one day and then turning white virtually overnight! And then all you have to do to fix that is strip it all down to bare wood!
My experience is that just plain varnish with a fresh coat or two every few years looks the best and requires the least amount of overall maintenance over the long term. But investing in a good cover will keep the whole boat looking good and save you lot's of work!
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