Another great point, it all depends on how you use your boat. Hauling 5 divers with full gear 20 miles offshore is a completely different need from my use. 200hp would be fine for my need but some people need the 400hp Verado for their desired cruise, performance, load carried and holeshot.
I think the proper debate is what performance would you expect from XYZ engine.
Debating over if an engine will work for your need is only a question that can be answered by the owner.
Dont get me wrong if someone was paying the bill, I would want more as well.
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