Rusty, to follow up and give you a starting point. On my 1978 23'er, I have $22,000 physical damage agreed value, trailer $3,000 ($25k total). Liability $300k, Medical payments $25K, Personal property $5K, Uninsured boater $300k, towing $2.5k and pollution liability $854K. My cost is $435/yr.
I tried to get more on the agreed value and that's as high as they would go (same as Progressive). Good luck.
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