Actually he will have no insurance if he makes a claim and the insurance company finds out he was over powered by about 300 to 350 hp from the original manufacturer's limits. Funny how insurance companies will take any information you give them about your boat as true, max power sticker, etc. when you purchase the insurance, then if you have a major claim out of nowhere they know all about your boat's limits. Years ago I had a friend who re-powered his boat and was over powered by 25 hp over his capacity sticker and original insurance application, 175 hp vs 150 hp, hit a oyster bar and tore up the engine, hull, etc. and they told him tough crap, thanks for your premiums. I remember him telling them he got a real good deal on the 175, the agent said "not really"!
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