I use Hagerty classic boat insurance(same co.as Hagerty classic car ins).I have an agreed value of $12,000.00 for $307.00.
I only trailer about 1/4 mile to the launch so I opted for no ins. on the trailer. I have not filed a claim yet (thank god) but they are very nice to deal with on the phone.
I don't have the paper work with me but if I remember correctly it's liability of $300,000 per accident, $930,000 for fuel spill, $300.000 uninsured boaters,and other coverages.
etc.Im not cheap but now I know what all the other old geezers mean they say over and over "I'm on a fixed income"
By the way All they(Hagerty) asked for was some pictures sent to them showing the rebuild and a couple finished project pics. no survey was required.
Like I'm sure others do every so often I look at what Ive got into the project and that's a scary thing, but what the heck as someone on this site once said screw the economics, they never make sense when we're dealing with boats.It's all for that labor of love.
Good luck
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All this,just for a boat ride
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