[jongolds]

I've got Boat US Agreed Value too. Pricing is completely different in the NE with the shorter season but they have been great with claims.

I lost a fender in a storm two years ago. They paid the full cost for repainting and some fiberglass repair with no hassle at all. They even waived the deductible for having gone x years with no claims. I had a prior boat sink at the dock about 20 years ago and had a similarly positive experience with the claim. I'm not certain they are the lowest cost option but given my experience with claims when I've needed them, I'll never go anywhere else.