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#4
10-14-2009, 01:37 PM
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Re: Insurance Value 1989 Seacraft WA
Ask for an "Agreed Value" policy. My '72 Seafari with '07 90 hp Optimax and galvanized trailer is insured for an agreed value of $9,800 with a $250 total loss deductible and $500 repair deductible. No survey required. Annual cost is $357 keeping it on a trailer at home; it would have been $413 if I kept in in/out dry storage, and $665 if I kept it in the water at the dock.
Our insurance is now with Boat U.S. after State Farm began dropping all non-auto insurance in Florida. The cost is a little higher than we had with State Farm. Boat U.S. does not value the hull, motor, and trailer separately.
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Common Sense is learning from your mistakes. Wisdom is learning from the other guy's mistakes. Fr. Frank says: Jesus liked fishing, too. He even walked on water to get to the boat! Currently without a SeaCraft  (2) Pompano 12' fishing kayaks '73 Cobia 18' prototype "Casting Skiff", 70hp Mercury 
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