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#1
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Charter Lakes was a PIA and wanted receipts for everything totaling the agreed insured value. I was only looking to get $20,000 insured value for my 23 and that included a brand new Mercury 150 and 2011 Aluminum I beam Venture trailer. I didn't save material receipts, side scan fishfinder receipts, hydraulic steering, etc. The pilot console came from Bill Potter/Piratecom (no receipt there). My experience was SO AWFUL I'll could only imagine how painful it would be to make a claim. I ended up going with BoatUS b/c charter lakes process was ridiculous.
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#2
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Similar to Bigshrimpin, I provided a value I wanted covered by Geico. Made the agreed value $12000 for hull and equipment and $500 for trailer. On the questionnaire I listed the requested original purchase prices (no receipts), listed my continuous boat ownership back to age 14, and the boat is in a locked storage facility. The 2012 ETEC was probably 2/3 of the $12000 when I insured it. Have always had insurance, never needed it, hope that continues!
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