Need Insurance Help!! - Page 2

wavelength · #11 02-16-2007, 11:58 PM

I spent 500.00 on a survey before I travelled from Florida to Texas to buy ours. Progressive accepted the survey value of 25K. Hope this helps... If you need a surveyor go to the SAMS or NAMS website and locate one in your area.

nestorpr · #12 02-17-2007, 02:40 AM

I insured my 1970 Seafari with Progressive over the internet with no additional forms required.

Fr. Frank · #13 02-17-2007, 12:50 PM

'72 Seafari, agreed value of $12K: boat, motor, & Trailer with State Farm, $250 deductible, added to my automobile policy, $29.31 per month additional.
'74 Tsunami, Boat US policy, agreed value of $8.5K boat, motor, & trailer, $250 deductible, $277 per year.

HatTrick · #14 02-22-2007, 12:42 PM

I electronically applied to BoatUS and I was not able to insure the boat as I do not currently have an insurance policy. I never wanted to insure the boat until I repowered, but the boat, new motor, and new trailer are all of a sudden worth quite a bit more. All I could get was liability insurance for one year, then I can get the boat etc. covered.

HatTrick · #15 02-22-2007, 12:48 PM

Question...the boat and trailer sitting in the driveway, home owners? In transit, auto policy?

nestorpr · #16 02-22-2007, 03:00 PM

Yeah, BoatUS was a also a no-go with me but Progressive gave me no hassles.

FELLOW-SHIP · #17 02-23-2007, 12:28 PM

Finding insurance in Florida is not quite as easy as other states. In Florida they don’t want to write much business so additional requirements will be needed to get a quote. You will pay much more in Florida and in the Keys it’s the highest in the State. Because of the age of the boat most if not all companies will require a survey within the last year to establish the value of the boat. Then when you call with a survey in hand and the value stated on it you have a better shop. If you just go with liability coverage it would be much cheaper and you don’t need the survey. I think the Johnson agency if I remember correctly does a lot of business down there and they might be able to help.

FellowShip

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My motto: Just for the Grins

bigeasy1 · #18 02-23-2007, 01:50 PM

After reading all your costs for premiums,i'll probably start shopping around again,but might end up using ST.Paul fire and marine,on my 74 Tsunami,when its finished.

I currently have them for insurance on my 87 Trophy,with an agreed value of $9,500.00 for the boat,along with $2,000.00 for the trailer,and about $400,000 in liability.

My yearly premium is about $406.00,that is for keeping the boat in New York.
Most carriers would'nt even give me the coverage,as they said it was to old.
When the Tsunami is done,i'll most likely get it surveyed so that i can get more coverage.
God knows,i'll need it after the money thats being put into this project.I've got to find some creative way to finance this obsession.
The insurance agency was McGRIFF,Seibels & Williams 800-277-6698.,out of Alabama.I think i found them thru Boatus.