Insurance for the old boat

[Alienor]

Anyone have experience with the guys. Expensive.

[bigeasy1]

Originally Posted by Alienor

Anyone have experience with the guys. Expensive.

I decided that for Insurance, I'd go with Hagerty for my 41 year old Tsunami.Buddies of mine use them for their classic cars and have had good luck with them.

I got a quoted price of $298.00 which gives me $10,000.00 agreed coverage for the boat and liability of $300,000 per accident, $854,400 (coast guard.minimum) for fuel spills,$5,000 personal effects, $300,000 per accident uninsured boater, $5,000 medical payments per person,and $25,000 per family member.

Overall I thought this was a fair price.I think I will raise the personal effects however to 7,500 which will add a bit more but not all that much to the cost.There is a $100.00 deductible on personal effects.
I'd like to have double the agreed coverage,but this at least will give me halfway decent coverage for a very reasonable fee.

All they needed was some photos showing the condition of the boat,so I sent them a link to a photo bucket file, and that satisfied them.As mentioned,they are underwritten by Essentia insurance.