Surveoyer/insurance

TUGBOAT · #1 09-08-2003, 10:52 AM

I need a surveoyer in the Homestead/Miami area.
I'm 95% done, enough to get a report.Just stole a buddies 28' Whitewater-9:30 pm out of His shop moved equiptment cut chains passed DOGs-found in the middle of the street less thsn 24 hrs later ! COMPLETLY stripped ! Tower cleats everything un-bolted !
Then I need an insurance company,Boat US,Progressive,geico ?
Scream'n Reels'
"TUG" [img]images/icons/cool.gif[/img] [img]images/icons/mad.gif[/img]

JohnS · #2 09-08-2003, 12:47 PM

Why do you want a survey?? Decide on what YOU want the boat insured for and then insure it for an "agreed value" and be done......

That is the way I had my old SeaCraft insured. You can get a survey done but what if they say it is worth, let's say, 5 grand. I think not!!!

Boat US is not writing new policies down here anymore. They decided not to. Found that out when I went to have them write the policy on the new boat back on April. Had the policy through West Marine and when the two merged, well, they stopped writing. Hence, I now have the boat insured with Geico. No claims to speak of so I can not tell you if they are good or bad, hope I never find out. Check with your insurance carrier on you auto and see if they offer the "agreed value"...

John

FELLOW-SHIP · #3 09-08-2003, 03:26 PM

I sell insurance for a living most insurance companies want a survey on boats over 10 yrs old I had a survey done in Broward about 2 yrs ago they appraised the boat for $38 I had put $32 in it. I ended up insuring the boat through Nationwide (my son works for them) was cheep and a good policy. Most boats like cars are insured for actual cash value less depreciation. There are a few companies that sell their policies for stated value but will cost you a lot. I also bought a $169.95 locking device that goes through the wheel and is very thick, you can’t remove it with out a key or a cutting torch. Sorry about your friend’s boat it seems that they like those new boats I hope they think my old 77 SeaCraft is to old to mess with.
FellowShip [img]images/icons/cool.gif[/img]

Ed · #4 09-08-2003, 04:14 PM

Capt Brad-

Give Brian Stetler a call .....www.amarinesurveyor.com.

He surveyed my 23 Mako in Florida before I flew down. He was very, very thorough and gave a very accurate replacement value in Florida dollars (worth more up here in Boston but that is another issue).

Tell him Ed Mancini recommended that you call.

jw · #5 09-09-2003, 09:45 AM

Capt. Brad,
Are you going to be running your Seacraft as a Charterboat? If so You may want to check out CharterLakes Insurance Company, you get a littlebit of a discount by joining the NACO.
If not, then shop around. When i had my 24 Mako, Allstate offered a replacement policy on the engines for $125.00 a year, no brainer as far as i was concerned.
JW

toddkp · #6 09-09-2003, 04:54 PM

i just used Allied Marine Consultants, Inc.--Peter Muir
1-877-SURVEY-8
he was very good, very thorough, i would highly recommend him.

TUGBOAT · #7 09-10-2003, 03:31 PM

Thanks all ,I just got it surveyed by Deep 6
out of Cutler Ridge(10 miles north) called Yesterday showed up Today at exactly 11:00 ! Really thorough & quick.So far I highly recomend them,later we'll see .
gave Him all the $$Re$ce$ip$ts$$,Whew the $$ went fast !! Got a Big Girl swirling out there,Headed this way (again)
tring to get Her insured now.Just waiting on the quotes to come in.The only thing He had a ? about was the paint was peeling off the fuel/water seperator !Ordered a SS one.
Scream'n Reels' [img]images/icons/cool.gif[/img]

catman115 · #8 09-10-2003, 04:22 PM

JW..You mentioned that Allstate had an engine replacement policy. Do you buy that when the engine is new ?? Is it applicable for I/O ?? Im not sure what that is. Any input would be great.

jw · #9 09-11-2003, 10:42 AM

Catman,
I am not sure this was a few years ago. They might not even offer it anymore. For my big boat i am with Charterlakes and they offer a hull and machinery coverage. Mind you though I run as a charterboat and my rig is a 1970 Hatteras, My Insurance is a bit on the high side.
All i can say is all is all they can say is no.
One other thought, my Mako at the time was 2 years old with 75 hours on both engines, newness might be applicable.
JW

TUGBOAT · #10 09-13-2003, 10:33 AM

Well I got back the SURVEY ,Only thing He found outta ?? was the fuel/water seperater was peeling(paint).I bought the New SS one.Let Me tell Ya ,just the brackett must weigh 8 #' but it is Shiny !!The $$ was great !Not bad when You have a 20 year old boat pushing close to New replacement cost !Just shows what these ol'SeaCrafts can do! Hold Value!!Now Insuranse before Felipe comes a Knock'n.Remember Sir Andrew much to well !
Scream'n Reels'
Deep 6 out of Cutler Ridge(south of Miami) did the Survey ,Fast,Efficiant.Freindly too.Highly recomended.305-235-1155 capttom1@bellsouth.net [img]images/icons/cool.gif[/img]